Terms & Conditions

Our Services

  • In purchasing and/or registering for one of our online services such as the Planning Retirement Workshop you recognise and agree to the following terms and conditions.

Duration of service

Planning Retirement Workshop

  • You are entitled to access the service for up to 3 years from date of purchase.
  • We have a policy of continuous improvement and you are entitled to make use of all enhancements during that period.
  • In the event that you wish to extend usage beyond 3 years please email learning@laterlife.com.

Registered email address

  • Should we need to communicate with you on changes to these terms and conditions or on any other aspect  we will use the email address you supply on registration. You can update these registration details at any time. Communication to the registered email address will be regarded as sufficient notification of any changes.
  • Your registered email address is also used should you forget your password and for other security purposes, so it is important to amend this if you should change email address.

Personal use

  • The workshop is for your own personal use. You may not disclose your access details to anyone else other than your partner (if appropriate). Should you not comply you are liable to reimburse laterlife.com Limited for the full cost of the relojes imitacion workshop used by the third party that you disclose the information to. In addition we are entitled to remove your access to the services.
  • The online workshops are the copyright of laterlife learning and its partners. The material is for personal use and may not be copied or reproduced for any commercial purpose without prior agreement. Please see the full copyright statement below.


  • All rights, including copyright, in the content of our web pages are owned by laterlife.com Limited or its partners or its suppliers. Such rights include website design, the selection and arrangement of text, graphics and all software replika klockor compilations, underlying source code, software and all other material on the www.planningmyretirement.co.uk website.
  • Material on the website may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way except for your own personal non-commercial home use. Any other use requires the prior written permission of laterlife.com Limited or other third party intellectual property right owner. You agree to use this site only for lawful purposes, and in a manner which does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by any third party.
  • laterlife.com and laterlife are trademarks of laterlife.com Limited. Other product and company names mentioned on the website may be the trademarks or registered trademarks of their respective owners.


  • You agree that all copyright, trade marks and all other intellectual property rights in and relating to our services are owned by laterlife.com Limited or its partners. You must not use any of those intellectual property rights in breach of these rights.
  • We provide the web site "as is" and without any warranty or condition, express, implied or statutory which are excluded to the fullest extent permitted by law. We cannot make any representations or endorse the content of third party sites linked to from this website. We therefore exclude all liabilities, costs, expenses, claims and demands relating to third party content or material.
  • We are not liable to you or to any third party for any indirect or consequential loss or damage, or for any loss of data, profit, contracts, revenue or business caused (whether arising out of the negligence of ourselves or our employees or other agents) even if that loss was foreseeable or the possibility of such loss was brought to our attention in connection with actions taken based on information or material contained in the website.
  • Nothing in this Disclaimer limits our liability for death or personal injury resulting from our negligence or the negligence of our employees.
  • We make no warranty that our service will be uninterrupted, timely, secure or error free or that defects, if any, in the service will be corrected and we exclude all liability for any claims, loss, demands or damages of any kind with respect to the use or the inability to use the service or resulting from any data, information or other material on the website or the interruption, suspension or termination of the service whether such interruption, suspension or termination was justified or not, negligent or intentional.

Feedback, Complaints and Refunds

  • The workshop is based on well proven materials and techniques but within the modules of the workshops there are opportunities to provide feedback and we very much welcome this. It will also potentially benefit you because you will have access to any enhancements we may make as a result.
  • On purchase of the service you have a statutory 7 day cooling off period in which you may cancel for any reason. However once the service is activated and you make use of it this right to cancel no longer applies.
  • We are also so convinced that what we have provided here is of great value, that if you should sign up and decide within 48 hours of activating and browsing the material that you don't feel that is the case, we will refund your money.
  • In the event that you should wish to cancel or be dissatisfied with any of the services for any reason such that you wish to terminate usage, please contact us on 01189 88 01 88 or email complaints@laterlife.com stating your reasons for dissatisfaction.
  • We agree to act in good faith to resolve any dispute or complaint you may have promptly through discussion including requests for a refund.

Jurisdiction and enforcement

  • For the avoidance of doubt your use of the website shall be governed by the laws of England and the exclusive jurisdiction of the English Courts.
  • If any of the terms contained above should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction which that term is illegal, invalid or unenforceable, it shall be severed and deleted and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.

Laterlife Learning is a trading name of laterlife.com Limited
Trading address:
Laterlife Learning, Wyvols Court, Swallowfield, Berkshire, RG7 1WY

laterlife.com Limited. Registered in England 3821433.
Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX


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